The design, content and intellectual property rights of all elements of this site (referred to hereafter as site material) are copyright to Phitour.

The following terms and conditions apply to the use of Phitour site material. If you do not agree to these terms and conditions, you should not download, install or use any of the site material:

• You may download any site material for your own use, subject to your agreement that you accept all risks from downloading, installing and using the site material.

• Phitour does not accept responsibility for any loss, damage or inconvenience to your network, computer or software caused by the downloading and use of this site material (including any issues arising from computer viruses).

• You will not, without our prior written agreement reproduce or redistribute any of the site material; make alterations to the site material and present it as your own; alter or remove copyright notices on the site material.

• Should you, with permission, make use of our site material in any format, whether electronic or written, you should acknowledge its source as being Phitour website.

We take reasonable care to ensure that the information and advice appearing on this site is accurate and up-to-date. However, you should take your own professional and/or legal advice before taking, or refraining from taking, any action. All rights are reserved by Phitour.